Welcome to Jolly Good Loans – your online encyclopaedia when it comes to virtually every kind of personal loan under the sun. Knowing how complex and daunting it can be shopping around for an affordable finance deal, we decided to create this site to offer you a refreshing alternative to the typical industry jargon overload.
It’s our aim to help aspiring loan applicants understand all of the options that are available to them – and not only the advantages of each, but also the drawbacks. Without a balanced, unbiased introduction to many of the personal loan types that are available, it’s impossible to make a truly informed decision in the name of your best interests.
You’ll find a proverbial buffet of personal loans available to UK applicants, from lenders of all shapes and sizes (each with their own unique deal-breakers). In some cases, this means stringent checks and requirements and, unfortunately, also means that some applicants won’t be eligible for particular loan types – but with our handy online guides, you can arm yourself with the know-how needed to avoid being refused finance.
Here’s a quick look at some of the most popular personal loan types out there, all of which you can learn about at length on our website:
The best personal loans are, of course, ones that are transparent, suited to your circumstances and, above all else, comfortably repayable. Manageable monthly repayments are essential, whether you’re applying for an unsecured personal loan or you’re a homeowner looking to secure the loan against your property. We can help you understand the factors that influence your annual percentage rate (APR), as well as those you should consider when deciding on your loan amount and repayment term.
So, if you’re living in the UK and want to know more about the personal finance landscape before committing to a loan application, we can’t wait to guide you through the research process.
It doesn’t stop there, either – on the Jolly Good Loans blog, you’ll find information and insight galore on how to improve your credit score, how to budget your money and how to borrow and repay sensibly. With our help, you can work towards a better credit rating in the long term and avoid ever being ambushed by the small print.